Secrets the Insurance Adjuster Won’t Share With You

1. I didn’t cause the accident, but because of it I have suffered serious painful injuries requiring extensive medical treatment. Is it reasonable for me to expect significant compensation for what I am going through?

Because of their sense of fair play, most accident victims don’t realize that in addition to payment for medical bills, lost wages and car repairs, the insurance companies make available significant compensation for “pain and suffering.”

2. I have received medical information releases from the insurance company adjuster. Should I sign them?

No. An unrestricted release for medical records should only be signed under limited circumstances. An attorney at Brock & Stout can evaluate what you have signed and revoke the signed releases that may jeopardize your case.

3. My medical bills are mounting and my good credit is being jeopardized. What can I do to stop possible lawsuits and judgments?

The attorneys at Brock & Stout can negotiate with creditors and help make arrangements to stop collection and pay your bills directly from the settlement.

4. I was injured in an accident caused by an uninsured driver. My policy provides for underinsured and uninsured coverage, but I am confused about what claims are actually covered.

Because of the confusing nature of uninsured and underinsured coverage, few people understand what is available under their policies. Our experienced attorneys can advise you on what you can claim under your specific policy.

5. I thought about negotiating my claim on my own. How do I know if the insurance adjuster’s offer is fair and reasonable?

You don’t. The fair settlement value of your case may be worth several thousand dollars. Remember, the adjuster works for the insurance company and is paid to negotiate and settle your claim for the lowest amount of money. Our attorneys are tough, aggressive and experienced – and they only work for you! Our accident attorneys will determine the real value of your claim.

6. If I hire an attorney, will my case require a jury trial?

Not usually. Brock & Stout can generally settle your case without going to trial. However, if the insurance company will not deal fairly, a jury trial may be necessary.

7. Can the insurance adjuster limit the medical treatment I receive? I don’t have a family doctor, and I may need specialized medical treatment.

The insurance company is legally obligated to compensate you for reasonable medical treatment with the best medical care available, up to the limits of the policy. If needed, the attorneys at Brock & Stout can assist you in finding appropriate medical care.

8. Why does the insurance adjuster recommend I not hire an attorney?

Probably because insurance settlements handled without an attorney are usually significantly lower. Many people make settling their claim a “do-it-yourself” project to try and save money. But why gamble? There is never an attorney fee unless we win a settlement for you.

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Personal injury lawyers and insurance settlement attorneys serving Southeast Alabama, Southwest Georgia and the Florida Panhandle including the cities of Dothan, Enterprise, Andalusia, Ozark, Fort Rucker, Geneva, Daleville, Eufaula, Auburn, Opelika, Phenix City, Abbeville, Brewton, Troy, Headland, Opp, Greenville, Marianna, Chipley, and Bonifay.

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