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David Poston(29 articles)

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stressed married couple

The Stress of Debt on Marriages

Aug 3, 2020 | Bankruptcy, David Poston

When two people marry, their lives are merged into one unit. This means that each of them brings aspects of their personal life into the relationship thereby affecting both people. Bringing substantial debt into the marriage could place the relationship on shaky ground. What Debt Can Do to a Marriage According to a recent study …

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handing over cash for house keys in front of house and foreclosure sign

Understanding the Alabama Foreclosure Process and How Bankruptcy Can Help

Jul 20, 2020 | Bankruptcy, David Poston

Are you delinquent on your home mortgage payments? Do you fear your lender may be getting ready to foreclose on your home? Because the foreclosure process, especially in Alabama, moves quickly, you should understand the process and your rights. When Can the Foreclosure Process Start in Alabama? According to federal laws, a lender cannot start …

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Tired depressed bored african businessman frustrated by debt

5 Ways to Handle Debt

Jul 6, 2020 | Bankruptcy, David Poston

Being in debt can cause enormous stress. If you struggle with debt, you may wonder about your best options for managing debt. Before exploring the options, you should first assess your financial situation in order to decide which may work best for you. You should consider the following: The types of debt you owe; Your …

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Receiving Social Security Disability For Depression

Receiving Social Security Disability For Depression

Jan 7, 2020 | Bankruptcy, David Poston

What is Depression? Many people experience feelings of sadness and hopelessness during emotionally painful or stressful situations (i.e. death of a loved one or divorce). These feelings are typically situational and short-lived. But, some people experience long-term clinical depression. Clinical depression is a mental disorder which affects a person’s moods. It can cause a sufferer …

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Bankruptcy May Remove a Judgment Lien from Your Property

Can You Go to Jail for Unpaid Bills?

Nov 15, 2019 | Bankruptcy, David Poston

The answer to this question is technically no. You cannot go to jail for unpaid bills. But, every rule has exceptions. Let us explain. America’s Founding Fathers found the English system of imprisoning those who could not pay their debts cruel and unusual punishment. Thus, within the first few years of the founding of the …

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Stop Debt Collector Harassment. Know Their Practices and Your Rights.

Stop Debt Collector Harassment. Know Their Practices and Your Rights.

Oct 21, 2019 | Bankruptcy, David Poston

Dealing with debt collectors is one of the most difficult aspects of having delinquent debt. Many of the debt collectors use harassing tactics in an attempt to force immediate debt payment even if you cannot afford such payment. Debt collectors can make a bad situation even more stressful. You find yourself wanting to do whatever …

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Credit Card Debt from bankruptcy birmingham

Is Credit Card Debt Overwhelming You?

May 10, 2019 | Bankruptcy, David Poston

Do you sometimes feel like you are drowning in credit card debt? You are not alone. A study reveals that the average American household has a revolving credit card debt of $15,310. The Dangers of Credit Card Usage While the amount of credit card debt may vary per household, the reason for the accumulation of …

read more: Is Credit Card Debt Overwhelming You?