Aug 3, 2020 | Bankruptcy, David G. Poston
When two people marry, their lives are merged into one unit. This means that each of them brings aspects of their personal life into the relationship thereby affecting both people. Bringing substantial debt into the marriage could place the relationship on shaky ground. What Debt Can Do to a Marriage According to a recent study …
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Jul 20, 2020 | Bankruptcy, David G. Poston
Are you delinquent on your home mortgage payments? Do you fear your lender may be getting ready to foreclose on your home? Because the foreclosure process, especially in Alabama, moves quickly, you should understand the process and your rights. When Can the Foreclosure Process Start in Alabama? According to federal laws, a lender cannot start …
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Jul 6, 2020 | Bankruptcy, David G. Poston
Being in debt can cause enormous stress. If you struggle with debt, you may wonder about your best options for managing debt. Before exploring the options, you should first assess your financial situation in order to decide which may work best for you. You should consider the following: The types of debt you owe; Your …
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May 4, 2020 | Bankruptcy, David G. Poston
COPD affects nearly 30 million Americans, according to the COPD Foundation. The Foundation says over half of those affected do not know COPD is the cause of their health issues. Many of them may believe their symptoms come from aging, but COPD is the cause. COPD can be a debilitating and costly disease. It robs …
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Jan 7, 2020 | Bankruptcy, David G. Poston
What is Depression? Many people experience feelings of sadness and hopelessness during emotionally painful or stressful situations (i.e. death of a loved one or divorce). These feelings are typically situational and short-lived. But, some people experience long-term clinical depression. Clinical depression is a mental disorder which affects a person’s moods. It can cause a sufferer …
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Nov 15, 2019 | Bankruptcy, David G. Poston
The answer to this question is technically no. You cannot go to jail for unpaid bills. But, every rule has exceptions. Let us explain. America’s Founding Fathers found the English system of imprisoning those who could not pay their debts cruel and unusual punishment. Thus, within the first few years of the founding of the …
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Oct 21, 2019 | Bankruptcy, David G. Poston
Dealing with debt collectors is one of the most difficult aspects of having delinquent debt. Many of the debt collectors use harassing tactics in an attempt to force immediate debt payment even if you cannot afford such payment. Debt collectors can make a bad situation even more stressful. You find yourself wanting to do whatever …
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Sep 25, 2019 | Bankruptcy, David G. Poston
Are you thinking about filing bankruptcy? Do you need to hire an attorney to help you file? Bankruptcy law does not require a person have an attorney assist them in filing for bankruptcy. This means that you could choose not to hire a bankruptcy attorney to help you file for bankruptcy. But, bankruptcy is a …
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May 10, 2019 | Bankruptcy, David G. Poston
Do you sometimes feel like you are drowning in credit card debt? You are not alone. A study reveals that the average American household has a revolving credit card debt of $15,310. The Dangers of Credit Card Usage While the amount of credit card debt may vary per household, the reason for the accumulation of …
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