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Spencer W. Jones(35 articles)

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Learning How to Dispute Credit Errors

Learning How to Dispute Credit Errors

Oct 30, 2023 | Bankruptcy, Spencer W. Jones

A credit report is a statement, frequently reviewed when engaging in financial activity, which may use to determine an individual’s financial reliability. It can also be used as a tool to help understand your financial health. Information on your credit report can be used to determine whether you qualify for loans, can open a bank …

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Credit Card Debt and Bankruptcy

Credit Card Debt and Bankruptcy

Oct 2, 2023 | Bankruptcy, Spencer W. Jones

Are you overwhelmed with credit card debt? Most people that find themselves overburdened with credit card debt started using credit cards to supplement their income to help make ends meet. In the beginning it can be easy to maintain a small payment on a single card; but, for a variety of different reasons, that one …

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Student Loan Bankruptcy Discharge Could Now Be Easier

Student Loan Bankruptcy Discharge Could Now Be Easier

Feb 20, 2023 | Bankruptcy, Spencer W. Jones

The process for obtaining a discharge of federal student loans through bankruptcy has been long and difficult for over a decade. However, times are changing and newly issued guidance to the Department of Justice (DOJ), in connection with the Department of Education (DOE), has laid the groundwork for a more streamlined path for borrowers to …

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