Jul 12, 2021 | Bankruptcy, Casey Taylor
A beneficial aspect of Chapter 13 bankruptcy is the ability to “cramdown” certain secured loans. A cramdown could lower the principal balance and interest rate you may owe on a loan. It could save you money and help keep your property. Read on to understand which of your debts may qualify for a cramdown and …
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Mar 21, 2021 | Bankruptcy, Chad A Cotant
A vehicle may be one of the most important possessions you and your family have. It provides a means of transportation to your work, the grocery store, church, family, friends etc. But, a vehicle can be an expensive possession to have. Paying car payments on top of everything else you may owe can become burdensome. …
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Mar 15, 2021 | Bankruptcy, Chad A Cotant
Do you make only the minimum payment on your credit card debt each month? If so, you are ultimately sentencing yourself to a long-term trap of debt. The Minimum Payment Problem Most credit card companies allow the borrower to pay what they call the “minimum amount due” each month. If you pay at least that …
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Feb 2, 2021 | Bankruptcy, Chad A Cotant
Have you filed bankruptcy and have received or are about to receive a discharge of your debts? This is great news because it means you are one step closer to your financial fresh start. However, there is something that may interfere with your fresh start. Incorrect Information on Your Credit Report After a debt is …
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Jan 15, 2021 | Bankruptcy, Joseph Campbell
Do you have a medical condition that makes it difficult for you to work? If you do, you could be eligible for disability benefits from the Social Security Administration (SSA)? The SSA’s Social Security Disability Insurance (SSDI) program provides monthly financial help to individuals who cannot work at a substantial level because of a disability. …
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Jan 5, 2021 | Bankruptcy
Financial hardship can happen to anyone. A sudden job loss, health problem, death in the family, etc. can cause you to become burdened by debt. Does this describe you? Are you seeking a solution to your debt problems? Have you seen the advertisements from debt settlement companies offering to help settle your debt for less …
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Dec 17, 2020 | Bankruptcy, David G. Poston
The Impact of Covid-19 Covid-19 has changed our way of life. Every day, we find ourselves having to adapt. Our economy has also been impacted by high jobless numbers and rising medical bills. Change is always challenging and these changes have had a ripple effect on unexpected areas of our lives. At Brock & Stout, …
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Dec 14, 2020 | Bankruptcy, David G. Poston
Are you struggling financially? Bankruptcy could provide you a financial fresh start. But, to get all the benefits of bankruptcy you should avoid these three mistakes many people make when filing bankruptcy. Filing Too Late Many people delay filing bankruptcy out of fear or misunderstanding of the process. They try to do everything they can …
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Nov 21, 2020 | Bankruptcy, David G. Poston
Unfortunately, any number of possibilities could upset your financial stability. Personal hardships such as losing your job, facing an unexpected illness or injury, and divorce are several examples. Any of these could lead to out-of-control debt. You may also be trapped in what seems like an endless cycle of debt. If this happens, bankruptcy could …
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Nov 4, 2020 | Bankruptcy, David G. Poston
Rent is one of the most important monthly expenses that you pay each month. It can also be one of your most expensive bills. What if your funds are low and you cannot pay your landlord? Do you have any options if you fall behind on your rent and are facing eviction? In Alabama, your …
read moreBrock & Stout can help you with your Bankruptcy, Social Security Disability and Personal Injury claim needs today. Feel free to call our toll free number, contact us online or stop by one of our many office locations. We hope you will give us the opportunity and the privilege to help you and your family.
