Jun 27, 2016 | Bankruptcy
If you have any kind of unpaid debt, then chances are you have been subject to calls from debt collectors. These phone calls can be frustrating and annoying. You know you owe the debt . You have told the debt collector that you are unable to pay it at this time. Yet, they continue to …
read more: Are You Tired of Annoying Phone Calls from Debt Collectors?
Jun 8, 2016 | Bankruptcy
Whether you are insured or not, the cost of healthcare can drain your finances, especially if you are dealing with a chronic illness or disability. It does not take long for out-of-pocket expenses (premiums, deductibles, co – pays, and the dreaded percentage not covered by insurance) to add up to medical bills bigger than what …
read more: Medical Bills and BankruptcyMay 31, 2016 | Bankruptcy
When a borrower has missed mortgage payments, lenders send out a notice stating the loan is in default and foreclosure proceedings will begin. This notice generally goes out when three payments have been missed. If you have received such a notice, you need to take action or your home will eventually be sold at auction. …
read more: Can Bankruptcy Save My Home From Foreclosure?Apr 11, 2016 | Bankruptcy
Part 1 – Meeting of Creditors When we meet with our clients for the first time, it is often a person’s first contact with a lawyer. Because of the varying portraits of the legal system, we find a wide diversity of concerns as it pertains to “court.” In fact, one of the most often asked …
read more: Filing Bankruptcy: Do I have to go to court? What to expect
Mar 9, 2016 | Bankruptcy
Here is a list of the top 5 things you should do prior to filing for Bankruptcy. 1. Be truthful with your attorney. The relationship you have with your attorney is of a confidential nature. You do not have to worry about your attorney “ratting” you out. Because of this unique confidential relationship, it is …
read more: Top 5 list of things you must do prior to filing for bankruptcy reliefOct 26, 2015 | Bankruptcy
If you are struggling to pay off your debt and considering filing bankruptcy to get rid of annoying collection calls, you should first understand the differences between various types of bankruptcy chapters. There are two primary bankruptcy options for the relief of personal debt – Chapter 7 and Chapter 13. There are several significant differences …
read more: The Differences between Chapter 7 and Chapter 13 BankruptcyJul 13, 2015 | Bankruptcy
One of the things that make people go crazy during bankruptcy is their income tax debts. However, if you have a bankruptcy lawyer by your side, you will be able to make the entire process a lot smoother for yourself. Declaring bankruptcy means that you are unable to pay the debts you owe to creditors. …
read more: Income Tax Discharge in BankruptcyJun 16, 2015 | Bankruptcy
When you are unable to pay your debts in the given time period, you start to get threatening calls, emails, and letters from creditors. This action from a creditor’s end is termed as harassment and there are strict laws against it. Victims of creditors’ harassment are often protected under the Fair Debt Collection Practices Act …
read more: How to save yourself from Harassment of CreditorsApr 16, 2015 | Bankruptcy
If you want to file for either chapter 7 or chapter 13 bankruptcy this means completing the means test, and there are some things that you need to know before you file. The means test has been a bankruptcy requirement for more than a decade, and it is still a source of continuing confusion and …
read more: What You Need to Know About the Bankruptcy Means Test Before You FileApr 9, 2015 | Bankruptcy
Filing Chapter 13 bankruptcy can help consolidate loan debt, but there are caveats. Where student loan debt is concerned, loans can only be discharged or significantly reduced if a person can demonstrate undue hardship. But what exactly is an undue hardship and how can you prove it? What is Undue Hardship? By definition, undue hardship …
read more: Defining Undue Hardship: The First Page of Chapter 13Brock & Stout can help you with your Bankruptcy, Social Security Disability and Personal Injury claim needs today. Feel free to call our toll free number, contact us online or stop by one of our many office locations. We hope you will give us the opportunity and the privilege to help you and your family.
