What to Expect When Filing for Chapter 7 Bankruptcy
Jun 9, 2026 | Bankruptcy
A step-by-step look at the Chapter 7 bankruptcy process and what it means for you.
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Personal Injury Settlements in Bankruptcy
Jun 1, 2026 | Bankruptcy, Christopher Stanfield
If you’re considering bankruptcy and have a personal injury claim, these two parts of your life will come together. The bankruptcy court needs to see the full picture of your finances, including any money you might get from an injury case. This article will help explain why you must disclose the information to the bankruptcy …
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Issues and Solutions in Bankruptcy for Self-Employed People, Freelancers, and Gig Workers
Apr 27, 2026 | Bankruptcy, Christopher Stanfield
These days, a lot of people make a living by working for themselves, taking on contract jobs, or doing gig work such as rideshare driving, delivering goods, freelancing, or running online businesses. While this type of work offers flexibility, it can also lead to financial difficulties. Debt management becomes tough with unpredictable income, surprise expenses, …
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Income-Driven Repayment Plans vs. Bankruptcy for Student Loans
Apr 6, 2026 | Bankruptcy, Christopher Stanfield
Student loans are one of the most significant financial burdens many Americans face today. For years, millions of borrowers have struggled to make payments while still covering the cost of everyday living. To help ease the financial burden, the government introduced income-driven repayment (IDR) plans. These plans adjust monthly payments based on your income. But …
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What is a Bankruptcy Audit?
Mar 9, 2026 | Bankruptcy, Christopher Stanfield
Filing for bankruptcy is stressful enough without then receiving a letter that your case is being “audited”. The good news is that most bankruptcy audits are routine, and many are chosen at random. With the right preparation and legal guidance, you can get through the process smoothly and keep your case on track. What Is …
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Creating a Chapter 13 Repayment Plan
Feb 16, 2026 | Bankruptcy, Christopher Stanfield
If you’re behind on bills but have a steady income, Chapter 13 bankruptcy could help you catch up by repaying debts over time. The core of a Chapter 13 case is your repayment plan. It outlines how you will repay your debts through the Bankruptcy Court. Below, we explain how payment amounts are determined, which …
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Alabama Earns a “D” on Consumer Financial Protections Report Card: What That Means for You
Jan 19, 2026 | Bankruptcy, Spencer W. Jones
A new report published by the National Consumer Law Center (NCLC) highlights a troubling reality for many families across the country. The report annually grades states on how well their consumer laws protect family finances against aggressive creditor actions. Alabama received a “D” grade, placing it among the states with weak consumer financial protections. Why …
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Does Bankruptcy Affect 529 College Savings Plans?
Jan 5, 2026 | Bankruptcy, Christopher Stanfield
If you’re dealing with debt and considering bankruptcy, you may worry about what will happen to the money you’ve saved for your child’s education. Fortunately, 529 college savings plans usually receive special protections during bankruptcy cases. This article will examine the impact of bankruptcy on 529 plans and the protections available for them. What Is …
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2025 Bankruptcy Threshold Updates: What Alabama Residents Need to Know
Nov 24, 2025 | Bankruptcy, Christopher Stanfield
Are you an Alabama resident or small business owner feeling weighed down by overwhelming debt? Changes to the bankruptcy code that took effect on April 1, 2025, could offer many Alabamians new opportunities for financial relief. These new regulations have set up higher monetary thresholds for bankruptcy filings. This change could allow thousands of Alabamians …
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Joint Bankruptcy vs. Individual Filing for Married Couples
Oct 13, 2025 | Bankruptcy, Christopher Stanfield
When financial hardships occur, many married couples might consider bankruptcy as a solution. However, choosing to file jointly or individually can significantly impact both partners’ financial futures. In this article, we will examine joint and individual bankruptcy filings, helping you understand the benefits and drawbacks of each option. Understanding Bankruptcy Basics Before discussing the differences …
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