Feb 16, 2026 | Bankruptcy, Christopher Stanfield
If you’re behind on bills but have a steady income, Chapter 13 bankruptcy could help you catch up by repaying debts over time. The core of a Chapter 13 case is your repayment plan. It outlines how you will repay your debts through the Bankruptcy Court. Below, we explain how payment amounts are determined, which …
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Jan 19, 2026 | Bankruptcy, Spencer W. Jones
A new report published by the National Consumer Law Center (NCLC) highlights a troubling reality for many families across the country. The report annually grades states on how well their consumer laws protect family finances against aggressive creditor actions. Alabama received a “D” grade, placing it among the states with weak consumer financial protections. Why …
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Jan 5, 2026 | Bankruptcy, Christopher Stanfield
If you’re dealing with debt and considering bankruptcy, you may worry about what will happen to the money you’ve saved for your child’s education. Fortunately, 529 college savings plans usually receive special protections during bankruptcy cases. This article will examine the impact of bankruptcy on 529 plans and the protections available for them. What Is …
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Nov 24, 2025 | Bankruptcy, Christopher Stanfield
Are you an Alabama resident or small business owner feeling weighed down by overwhelming debt? Changes to the bankruptcy code that took effect on April 1, 2025, could offer many Alabamians new opportunities for financial relief. These new regulations have set up higher monetary thresholds for bankruptcy filings. This change could allow thousands of Alabamians …
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Oct 13, 2025 | Bankruptcy, Christopher Stanfield
When financial hardships occur, many married couples might consider bankruptcy as a solution. However, choosing to file jointly or individually can significantly impact both partners’ financial futures. In this article, we will examine joint and individual bankruptcy filings, helping you understand the benefits and drawbacks of each option. Understanding Bankruptcy Basics Before discussing the differences …
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Sep 8, 2025 | Bankruptcy, Casey Taylor
When dealing with too much debt and thinking about bankruptcy, you may feel worried and unsure about what is next. However, you should know that the Fair Debt Collection Practices Act (FDCPA) gives you important legal protections. What is the Fair Debt Collection Practices Act? The FDCPA is a federal law that outlines what third-party …
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Aug 18, 2025 | Bankruptcy, Casey Taylor
After filing bankruptcy, you may feel overwhelmed or unsure about your financial future. But, remember that bankruptcy exists to give people a fresh start. With a well-planned post-bankruptcy budget, you can take control of your spending and build a stronger financial foundation for your future. Creating Your Basic Budget A better financial future starts with …
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Jun 9, 2025 | Bankruptcy, Casey Taylor
With today’s economic uncertainty, many people are thinking about filing for bankruptcy to improve their financial situation.For apartment renters, a big question comes up: How could filing bankruptcy affect your rental agreement? This article will examine how bankruptcy affects rental contracts, highlighting the safeguards available and distinguishing between Chapter 7 and Chapter 13 bankruptcies. Understanding …
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May 5, 2025 | Bankruptcy, Casey Taylor
If you’re considering bankruptcy as a way to address your financial problems, it’s important to know that credit counseling is a necessary step in the process. This requirement, set by federal law, plays a crucial role in helping individuals make informed decisions about their financial future. What is Credit Counseling? Credit counseling is a comprehensive …
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Apr 21, 2025 | Bankruptcy, Casey Taylor
Dealing with bankruptcy can feel overwhelming, especially when understanding how it might affect inheritances and estate planning. If you’re facing financial challenges, it’s important to understand how bankruptcy could impact your inheritances and estate plans. This article breaks down the connection between bankruptcy, inheritance, and estate planning, helping you make informed choices. What is Bankruptcy? …
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