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What to Do If You Are Being Sued by a Debt Collector

What to Do If You Are Being Sued by a Debt Collector

Mar 3, 2022 | Bankruptcy, Casey Taylor

Are you behind on your bills and keep receiving collection letters and phone calls from debt collectors? The debt collectors will only keep contacting you for so long without payment. Their next likely step will be filing a lawsuit against you to collect what you owe. While this seems scary, there are actions you can …

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Receiving Social Security Disability for an Aneurysm

Receiving Social Security Disability for an Aneurysm

Feb 1, 2022 | Social Security Disability, Walter Blakeney

Millions of Americans walk around every day with a “ticking time bomb” inside their bodies. They have an aneurysm somewhere inside their body that is restricting blood flow to vital organs and could rupture at any moment. Those who have an aneurysm may not be able to perform daily living tasks or work activities as …

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What to Do if Behind on Your Car Payment

What to Do if Behind on Your Car Payment

Jan 24, 2022 | Bankruptcy, Casey Taylor

Having a vehicle can be a very important part of maintaining your daily life. You may need it to get to your job, carpool your kids, get to the store, doctor, church, etc. But, owning a vehicle can be costly. Monthly payments could take up a significant portion of your income making it difficult to …

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Receiving Social Security Disability for Parkinson’s Disease

Receiving Social Security Disability for Parkinson’s Disease

Jan 2, 2022 | Social Security Disability, Walter Blakeney

According to the Parkinson’s Foundation, nearly 1 million Americans live with Parkinson’s disease. The Foundation says approximately 60,000 Americans are diagnosed with Parkinson’s disease every year. Parkinson’s disease can cause great physical and emotional impairments. These impairments can interfere with one’s ability to work and lead to financial hardship. Do you have Parkinson’s disease that …

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4 False Assumptions about Bankruptcy

4 False Assumptions about Bankruptcy

Dec 17, 2021 | Bankruptcy, David G. Poston

Are you struggling with debt and thinking about filing for bankruptcy relief? Maybe you are hesitant because of negative rumors. There are many false narratives about filing for bankruptcy. Don’t let rumors or innuendos prevent you from obtaining a fresh start. While there are many false beliefs, some off the most common are as follows: …

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3 Ways Bankruptcy Could Benefit Your Home

3 Ways Bankruptcy Could Benefit Your Home

Nov 14, 2021 | Bankruptcy, Christopher Stanfield

Have you had to miss paying other bills so you could pay your home mortgage? Or, are you behind on your mortgage payments despite everything else you do to make ends meet? Do you live in fear that you may lose your home to foreclosure? You do not need this stress. Filing for bankruptcy offers …

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Receiving Social Security Disability for Alzheimer’s

Receiving Social Security Disability for Alzheimer’s

Oct 16, 2021 | Social Security Disability, Walter Blakeney

Over 5 million Americans are living with Alzheimer’s today. It came upon them gradually and altered their lives in a multitude of ways. For those affected in their younger years, it can alter their ability to maintain a job, therefore, adding their burden. However, because of changes made by the Social Security Administration (SSA) in …

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Nonmedical Requirements for Filing Disability

Nonmedical Requirements for Filing Disability

Sep 27, 2021 | Social Security Disability, Walter Blakeney

When you file for disability benefits, you must meet certain requirements set forth by the Social Security Administration (SSA). Most of these requirements pertain to the physical or mental aspect of your disability and how it affects you in your daily life. The SSA has created a list of impairments they consider disabling and, for …

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Receiving Disability for Autism Spectrum Disorder

Receiving Disability for Autism Spectrum Disorder

Aug 7, 2021 | Social Security Disability, Walter Blakeney

According to recent data from the Centers for Disease Control and Prevention (CDC), about 1 in 54 children have autism spectrum disorder (ASD). Another CDC study estimates almost 2% of the adult population (18 years +) have an ASD. Because of the effect of autism, those diagnosed with it (children and adults) need varied medical …

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What is Bankruptcy Cramdown?

What is Bankruptcy Cramdown?

Jul 12, 2021 | Bankruptcy, Casey Taylor

A beneficial aspect of Chapter 13 bankruptcy is the ability to “cramdown” certain secured loans. A cramdown could lower the principal balance and interest rate you may owe on a loan. It could save you money and help keep your property. Read on to understand which of your debts may qualify for a cramdown and …

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