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Bankruptcy vs. Defaulting on Debt

Bankruptcy vs. Defaulting on Debt

Dec 16, 2024 | Bankruptcy, Christopher Stanfield

When facing overwhelming debt, individuals often find themselves at a crossroads, considering whether to default on their debt obligations or seek relief through bankruptcy. Each option has significant consequences, but bankruptcy can often provide a more favorable outcome. It offers the possibility of a fresh start, better long-term prospects for rebuilding credit, and overall financial …

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Receiving Social Security Disability for Bipolar Disorder

Receiving Social Security Disability for Bipolar Disorder

Dec 9, 2024 | Social Security Disability, Walter Blakeney

Living with bipolar disorder poses emotional, psychological, and financial challenges.Because of the severity of their symptoms, individuals with this condition often find it challenging to hold down a job. If bipolar disorder affects your work capacity, you may be eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). This article provides information …

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Differences Between Chapter 13 Bankruptcy and Debt Consolidation

Differences Between Chapter 13 Bankruptcy and Debt Consolidation

Dec 2, 2024 | Bankruptcy, Casey Taylor

If you are struggling with debt, you need to know the pros and cons of different debt solution options. Chapter 13 bankruptcy and debt consolidation are two common choices. Both aim to help with debt, but Chapter 13 bankruptcy offers some unique benefits that might make it a better choice for some people facing financial …

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How Age Impacts Social Security Disability Eligibility

How Age Impacts Social Security Disability Eligibility

Nov 26, 2024 | Social Security Disability, Walter Blakeney

When it comes to Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), age is more than just a number. The Social Security Administration (SSA) considers age along with other factors like skill level, education, and residual functional capacity (RFC) to decide if you are eligible for disability benefits. This blog post will explain …

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3 Tips for Filing Chapter 7 Bankruptcy in Alabama

3 Tips for Filing Chapter 7 Bankruptcy in Alabama

Nov 4, 2024 | Bankruptcy, David G. Poston

If you are burdened by debt, Chapter 7 bankruptcy could help you onto the path of financial freedom. Here are 3 tips that could help you successfully file chapter 7 bankruptcy. 1. Choose the Right Alabama Bankruptcy Attorney The best thing you can do when filing for Chapter 7 bankruptcy is choosing an experienced bankruptcy …

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Who Can File for Bankruptcy?

Who Can File for Bankruptcy?

Oct 30, 2024 | Bankruptcy, Christopher Stanfield

Bankruptcy is a way individuals and businesses can legally pursue the means to eliminate or restructure their debts. It provides relief to those who are struggling under the burden of debt and cannot reasonably repay their creditors. But can anyone file for bankruptcy? Who Can File for Bankruptcy? The simple answer is, anyone can file …

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On-the-Job Heavy Equipment Injuries

On-the-Job Heavy Equipment Injuries

Oct 14, 2024 | Personal Injury, Gary W. Stout

According to the Bureau of Labor and Statistics (BLS), over 4.5 million medically consulted injuries occurred in 2020. Of those injuries, approximately 25% involved heavy objects or equipment. The injuries ranged from minor contusions to fatal injuries. Because of the nature of heavy equipment injuries, many workers can experience extensive medical expenses and loss of …

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3 Bankruptcy Myths

3 Bankruptcy Myths

Oct 7, 2024 | Bankruptcy, David G. Poston

Bankruptcy has a bad reputation. Chances are great that if you questioned 20 random people on the street and asked them what they thought about bankruptcy, you would get a variety of negative responses. Sadly, most of the comments would be wrong. This is because the average person’s knowledge of bankruptcy is based on flawed …

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Explaining the Concept of Pain and Suffering in Personal Injury Claims

Explaining the Concept of Pain and Suffering in Personal Injury Claims

Sep 30, 2024 | Personal Injury, Gary W. Stout

When a person is harmed by another’s negligence, they have the right to seek compensation for not only their economic losses but also the intangible suffering they have experienced. This category of damages, known as “pain and suffering,” aims to acknowledge and provide redress for the profound physical and emotional toll an injury can take …

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Judgment Liens and Avoiding Them through Bankruptcy

Judgment Liens and Avoiding Them through Bankruptcy

Sep 23, 2024 | Bankruptcy, Christopher Stanfield

Facing a judgment lien because of unpaid debts can be a significant financial burden. If you are dealing with such a financial burden, this article will help you understand how bankruptcy could offer a pathway to avoid the consequences of judgment liens. Understanding Judgment Liens When a creditor sues a debtor for non-payment of a …

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