Our highly-skilled Birmingham, AL Bankruptcy Attorneys can help you decide the best form of debt resolution for your specific circumstances. One helpful option available to you is Chapter 13 Bankruptcy, also commonly known as debt consolidation. Chapter 13 Bankruptcy consolidates your total debt so that you can make one affordable payment each month until it is paid in full. This not only helps make your debt much more manageable but also allows you to keep your assets, including your house and your car. In addition, Chapter 13 helps you avoid lawsuits, wage garnishments, repossessions, foreclosures, and intimidating or threatening phone calls from creditors and bill collectors. Get started on your Chapter 13 Bankruptcy consultation at our Birmingham office today by completing our online form, or call us at (205) 502-2200.