Chapter 13 & Chapter 7 Bankruptcy Lawyers in Columbus, GA
If debt has become difficult to manage, our Columbus bankruptcy team can help you understand the options available under Chapter 7 and Chapter 13.
Whether you are dealing with wage garnishment, a lawsuit, possible repossession or foreclosure, credit-card debt, medical bills, or other financial pressures, bankruptcy may provide meaningful relief.
Your first consultation is free. We’ll review your situation, answer your questions, and explain whether bankruptcy may be appropriate for you.
Chapter 13 is a court-supervised repayment process that generally lasts three to five years. It may help eligible individuals address overdue mortgage or vehicle payments, protect certain property, and reorganize other debts through a repayment plan.
Plan payments depend on your income, property, debts, and other legal requirements. Our Columbus bankruptcy team can explain how Chapter 13 may apply to your situation.
Chapter 7 may allow eligible individuals to discharge qualifying unsecured debts, including many credit-card balances, medical bills, personal loans, payday loans, and some judgments.
Not every debt can be discharged, and eligibility and property protections depend on the facts and applicable law. Our Columbus bankruptcy attorneys can review your financial situation and explain whether Chapter 7 may be appropriate for you.
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Sep 28, 2026 | Bankruptcy, Casey Taylor
Estimated reading time: 7 minutes A no-asset Chapter 7 bankruptcy in Alabama does not mean you own nothing. Instead, it means the Chapter 7 trustee determines that there is no nonexempt property available to sell and distribute to unsecured creditors…
Read More: What Is a No-Asset Chapter 7 Bankruptcy in Alabama?
Sep 17, 2026 | Bankruptcy, Casey Taylor
Estimated reading time: 7 minutes One of the biggest concerns people have before filing bankruptcy is whether they will lose their home, vehicle, furniture, or other belongings. Bankruptcy does require a debtor to disclose property, but that does not mean…
Read More: Bankruptcy Exemptions: What Property Can You Protect?.png&w=3840&q=75)
Sep 7, 2026 | Bankruptcy, Spencer W. Jones
Flagstone Foods plans to lay off 98 employees at its Dothan facility beginning October 22, 2026, creating uncertainty for affected workers and their families.
Read More: Flagstone Foods Announces 98 Layoffs in DothanDischarge and the automatic stay have statutory exceptions. Exemptions depend on the state whose law applies. See the Knowledge Center for sourced explanations.
Discharge of qualifying unsecured debt.
A repayment plan that may catch up a house or car.
Means-test screening, garnishment estimators, and Chapter 7 vs 13.
Exemptions, courts, and local procedure.
This page is general educational information about bankruptcy as of the date shown. It is not legal advice, does not create an attorney-client relationship, and does not guarantee results. Outcomes depend on individual facts and current federal and state law. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
At Brock & Stout Attorneys at Law, we’ve built our firm on a foundation of genuine, client-centered service—because your needs matter to us. We believe that only by truly caring about the individuals and families we serve can we make a lasting and meaningful impact.
Now, 30 years later, we’ve grown to 13 offices, which allows us to reach and assist more people across Georgia, including right here in Columbus. Our team includes dedicated Bankruptcy Attorneys and legal assistants whose focus is to provide supportive, respectful, and responsive service to everyone who walks through our doors.
If you’re ready to reclaim your financial stability, our Columbus team is here to guide you through your next steps. We would be honored to earn your trust and the opportunity to help you and your family.
To schedule your free appointment, call us today at 706-748-8480 or contact us online. As always, we’re ready to get to work for you.
