What is Social Security Disability Insurance?
Our attorneys at Brock & Stout have the experience to determine if you have a claim for Social Security Disability Insurance. With help from you, our legal team will handle your Social Security Disability claim from start to finish.
Social Security Disability Insurance (SSDI) is a federal government program designed to protect you. It’s meant to safeguard people who work against their loss of ability to earn an income due to wide-ranging disability.
SSDI is an income replacement program for people who are unable to work due to a physical or mental impairment. To receive this benefit, you must have worked and contributed into the Social Security program through paying taxes. The amount awarded to the disabled claimant is based on the amount of money the claimant earned and contributed to the Social Security program in the past.
Do I Qualify for SSDI?
The attorneys at Brock & Stout can help you determine if you qualify for Social Security Disability Insurance (SSDI) benefits. We can help you understand how you meet the requirements outlined by the Social Security Administration.
To qualify for Social Security Disability Insurance (SSDI) benefits, you must have been employed for the past ten years. During those ten years, you must have paid Federal Insurance Contributions Act (FICA) premiums while you were working. In most cases, if you have worked in the United States, you and your employer have both made FICA contributions on your behalf. The number of years worked required to qualify for SSDI varies according to the claimant’s age, but most applicants will need to have worked five or more years out of the last ten.
In addition to making FICA contributions, you must be fully disabled as outlined in the Social Security Administration (SSA)’s definition of “total disability”. The Social Security Administration defines “total disability” as being completely unable to perform any work that you were able to do in the past. This includes work done on current or prior jobs. In addition, the SSA also requires that the claimant be incapable of performing other work which is available for someone with matching age, education level and physical and mental capabilities. For most, this encompasses nearly any work at all.