Bankruptcy consultations can give chills to anyone who is not aware of the process and questions. However, a bankruptcy consultation from our bankruptcy attorneys in Mobile and other areas in Alabama is for your betterment and helps you pick the right option. Before you set up a consultation with your bankruptcy lawyer, make sure you have a checklist of questions that you wish to ask. Conducting proper research before the consultation will help clear all the confusions and nervousness. Let’s read onto some important points and questions that you need to consider to make the most of your bankruptcy consultation with your attorney.
What you can Expect
Your first bankruptcy consultation will cover the basics and will focus on providing you information about different options and their details. Your lawyer will educate you on the pros and cons of filing bankruptcy. The lawyer will also discuss about Chapter 7 and Chapter 13, the difference between them, and the most suitable option for you. He/she will also discuss the process in detail for you to have a better idea.
Don’t Hesitate to Ask Questions
It is better to clear the confusions in your head rather than being frightful of the process. Your bankruptcy consultation is a great chance for you to understand your options in a more detailed and neutral way. You can ask your lawyer about the most suitable option for you. However, remember that your attorney will only be able to give you the best answer if you share details of your case with him/her. Below is a list of questions that you should ask your bankruptcy attorney to make the right decision.
- What is the cost involved with bankruptcy?
- Do I qualify for Chapter 7 or Chapter 13?
- How do I start the process or file for bankruptcy?
- Will I lose any property?
- What are the risks involved with bankruptcy case?
- How long will it take for the case to be over?
- How long will it take for the case to start?
- What benefits will I get for filing for bankruptcy?
- Will there be someone to accompany me to the court?
These are some general questions that you must ask your attorney before coming onto a decision. You can also ask critical questions related to your particular case to the attorney. Unless you are completely satisfied, keep asking questions.
Documents to Bring to your Consultation
To be able to make the most out of your attorney’s help, make sure you bring along the following documents to your consultation.
- Federal and state tax returns.
- Bank statements.
- Foreclosure notices.
- Wage garnishment notices.
- Pay stubs.
- Social Security Disability payments.
- Unemployment or worker’s compensation.
- List of creditors.
- Documents on lawsuit.
- Details of your debts.
Your bankruptcy consultation with your attorney is your chance at benefiting in times of need. Therefore, you need to make sure that you are well-prepared to get the best out of your consultation. Our Mobile bankruptcy attorneys are available if you have any questions and concerns. Contact the team at Brock & Stout today to help you best prepare for success. Call our attorneys today at (251) 460-1111.