‍Bankruptcy can seem like an overwhelming process. However, it can be a powerful tool to help individuals and businesses overcome insurmountable debt and gain a financial fresh start. At the center of this process, is the bankruptcy discharge. Whether you are...

Legally, you do not have to have an attorney help you file for bankruptcy. You can complete all the paperwork, notifications, meetings with trustees, and all other steps in the process on your own. But, just because you can does not mean you should. Bankruptcy is a...

For individuals facing financial difficulties, Chapter 13 bankruptcy provides a viable solution to reorganize their debts and regain control of their financial future. However, timing plays a critical role in the success of a Chapter 13 bankruptcy case. This blog post...

Should I file or should I wait? That’s a question many of those contemplating filing bankruptcy may ask themselves. They struggle with their finances and wonder if filing bankruptcy could be the needed answer to their financial issues. But, they are afraid to take the...

If you're considering filing for Chapter 13 bankruptcy, you may wonder how much of your debts you'll have to repay. In this article, we will look at the factors that determine the percentage of debts you will pay back, and what you need to know before pursuing this...

Chapter 7 bankruptcy is the most commonly filed bankruptcy. It offers many benefits to debtors who want to get out from under the burden of debt. Below we explain 3 of the most important benefits of filing Chapter 7 bankruptcy. Stops Creditor Harassment As soon as you...

Are you behind on your home mortgage payments? Do you fear your lender may be getting ready to foreclose on your home? Because the foreclosure process, especially in Alabama, can move quickly, you need to understand the process and your rights. When Can the...

Bankruptcy is not something that anyone wants to go through, but sometimes it is necessary in order to get a fresh start and regain control of your finances. Here are the top 10 reasons you may need to file for bankruptcy. 1. Wage Garnishment If you are behind on your...

Filing Bankruptcy on Personal Loans According to data from the credit bureau TransUnion, personal loans are the fastest-growing consumer debt. The credit bureau says from the first quarter of 2017 to the first quarter of 2018 the number of outstanding loans rose from...

The prevalence of unsecured debt is on the rise in the United States. This type of debt, which includes credit card debt and medical debt, can have a major impact on one's financial stability. Several factors contribute to the prevalence of unsecured debt. One is the...