A question married clients often ask us is, “Do we have to file a joint bankruptcy or can one of us file alone?” The straight answer to the question is that a married couple does not have to file jointly. Bankruptcy laws allow a spouse to file an individual bankruptcy...

Filing for bankruptcy can be a scary and confusing thing to think. One of the main things that lead to these feelings is a lack of understanding of common bankruptcy terminology. There is no need to feel confused especially once you have a better understanding of...

Many Americans are burdened by financial difficulties such as excessive medical bills, overwhelming credit card debt, underwater mortgages, job loss, etc. Filing for bankruptcy can be beneficial to those who are struggling financially. Perhaps the most beneficial...

One of the main reasons many individuals who are in financial stress choose not to file bankruptcy is because they have been scared by the dire warning that Filing Bankruptcy Will Ruin Your Credit. This long-held belief holds some truth. Yes, bankruptcy is reported on...

If you have been struggling with debt for a while, then it is possible that a judgment lien(s) has been placed against your property or could be in the future. Are you wondering how to remove a judgment lien from your property? A judgment lien is a lien that is filed...

Are you struggling with debt and in desperate need of a fresh start? Throughout American history bankruptcy has been a protected right meant to provide indebted citizens a means of unburdening themselves of their debt and starting their financial life over. Article I,...

The garnishment of your wages can be stopped with the appropriate legal process. Have you gotten so far behind on your credit card bill, medical bills, personal loans, or other consumer debt, that a creditor has taken you or is threatening to take you to court in...

Are you worried about the repossession of your vehicle? Well, read this article because we may have a solution for you... Unless you live in a large city that has Metro Transportation Services, your car plays an important role in your life. It gets you to your place...

If you have any kind of unpaid debt, then chances are you have been subject to calls from debt collectors. These phone calls can be frustrating and annoying. You know you owe the debt . You have told the debt collector that you are unable to pay it at this time. Yet,...

Whether you are insured or not, the cost of healthcare can drain your finances, especially if you are dealing with a chronic illness or disability. It does not take long for out-of-pocket expenses (premiums, deductibles, co – pays, and the dreaded percentage not...