Many people do not file for bankruptcy because they lack a basic understanding of bankruptcy. They do not understand: what it is the different types of bankruptcy if they need an attorney’s help. They base their decision on negative and wrong information from family and friends. They listen to somebody… read more →
A question married clients often ask us is, “Do we have to file a joint bankruptcy or can one of us file alone?” The straight answer to the question is that a married couple does not have to file jointly. Bankruptcy laws allow a spouse to file an individual bankruptcy… read more →
Filing for bankruptcy can be a scary and confusing thing to think. One of the main things that lead to these feelings is a lack of understanding of common bankruptcy terminology. There is no need to feel confused especially once you have a better understanding of these common bankruptcy terms.… read more →
Many Americans are burdened by financial difficulties such as excessive medical bills, overwhelming credit card debt, underwater mortgages, job loss, etc. Filing for bankruptcy can be beneficial to those who are struggling financially. Perhaps the most beneficial aspect of bankruptcy is the automatic stay. What is an Automatic Stay? The… read more →
If you are struggling with debt and are contemplating bankruptcy, there are a few things you should try to avoid doing before you file as they may jeopardize your ability to have your debts discharged. Do Not Create New Debt It is very important that you do not make any… read more →
Research shows that millions of American families are living from paycheck to paycheck with little or no means to build savings. When faced with unexpected expenses, such as a car or house repair, many have felt that their only option was to seek help through a payday loan or cash… read more →
Oftentimes those who are struggling financially and might benefit from filing bankruptcy choose not to file because they view the process of bankruptcy as overwhelming. However, the bankruptcy process is nothing to fear, especially if you have an experienced attorney working on your behalf. Your attorney will work with you… read more →
A common question asked by our clients who are contemplating filing bankruptcy is whether or not doing so will affect their employment. That is an understandable question considering they are already struggling financially and do not want to risk losing their job. When asked this question, we assure our clients… read more →
One of the main reasons many individuals who are in financial stress choose not to file bankruptcy is because they have been scared by the dire warning that Filing Bankruptcy Will Ruin Your Credit. This long-held belief holds some truth. Yes, bankruptcy is reported on a filer’s credit report and… read more →
If you have been struggling with debt for a while, then it is possible that a judgment lien(s) has been placed against your property or could be in the future. Are you wondering how to remove a judgment lien from your property? A judgment lien is a lien that is… read more →
