Are you thinking about filing Chapter 13 bankruptcy and wonder what happens after you file? While each bankruptcy case depends on the filer’s financial circumstances, most Chapter 13 bankruptcies go through the following process. Beginning of the Automatic Stay The...
When you are struggling with debt, it is easy to get behind on your mortgage. You have tried to make the payments on time, but other debts have taken precedence, and you have fallen behind on your mortgage payments. You have realized you may not catch up, and now...
For most people, a car is a necessity. You use it to get to work, take the kids to school, and run errands. When something happens that causes you to fall behind on your car payments, it can feel like the weight of the world is on your shoulders. You may wonder if...
Those who file bankruptcy often fear their credit will be too damaged to qualify for a home mortgage before the bankruptcy comes off their credit report in 7 to 10 years. The truth is that most who file bankruptcy can rebuild their credit within just a few years and...
When you purchased your new home, you probably never dreamed of it becoming a heavy financial burden. A burden that weighs upon you each month as you struggle to make the mortgage payments that will keep you in your home. To add to that stressor, you know your...
We have all found ourselves in a tough spot and need cash to meet our immediate needs. Some people turn to payday loans when they're in a jam, and it can be a temporary solution to find cash for bills. But, the reality is that the interest and fees will add up...
Experiencing a financial burden can be stressful. The longer it continues, the more it can weigh on you and affect you emotionally and physically. If this is happening to you, you need not deal with it alone. There are those who you can talk to about your financial...
Are you nearing retirement age and are burdened by debt? If so, you are not alone. According to a recent study by the University of Michigan Retirement Research Center, millions of seniors entering their retirement years are burdened by debt. The study found that 1 in...
Are you behind on your bills and keep receiving collection letters and phone calls from debt collectors? The debt collectors will only keep contacting you for so long without payment. Their next likely step will be filing a lawsuit against you to collect what you owe....
Having a vehicle can be a very important part of maintaining your daily life. You may need it to get to your job, carpool your kids, get to the store, doctor, church, etc. But, owning a vehicle can be costly. Monthly payments could take up a significant portion of...
Brock & Stout can help you with your Bankruptcy, Social Security Disability and Personal Injury needs today. Feel free to call our toll free number, contact us online or stop by one of our many office locations. We hope you will give us the opportunity and the privilege to help you and your family.