What is Depression? Many people experience feelings of sadness and hopelessness during emotionally painful or stressful situations (i.e. death of a loved one or divorce). These feelings are typically situational and short-lived. But, some people experience long-term...
Can You Go to Jail for Unpaid Bills?
The answer to this question is technically no. You cannot go to jail for unpaid bills. But, every rule has exceptions. Let us explain. America’s Founding Fathers found the English system of imprisoning those who could not pay their debts cruel and unusual punishment....
Stop Debt Collector Harassment. Know Their Practices and Your Rights.
Dealing with debt collectors is one of the most difficult aspects of having delinquent debt. Many of the debt collectors use harassing tactics in an attempt to force immediate debt payment even if you cannot afford such payment. Debt collectors can make a bad...
Why You Need The Help of an Experienced Lawyer to File Bankruptcy
Are you thinking about filing bankruptcy? Do you need to hire an attorney to help you file? Bankruptcy law does not require a person have an attorney assist them in filing for bankruptcy. This means that you could choose not to hire a bankruptcy attorney to help you...
What to Do about Your Growing Credit Card Debt
Credit cards are useful and convenient. But, it is all too easy to amass credit card debt that overwhelms your financial situation. If you are burdened by a growing credit card debt, there are actions you can take now that can help you tackle the problem. Tips for a...
Checking Your Credit Report after Bankruptcy
Have you filed bankruptcy and have received or are about to receive a discharge of your debts? This is great news because it means you are one step closer to your financial fresh start. But, there is something that may interfere with your fresh start. Incorrect...
Do I Need an Attorney? The Right Way to do Bankruptcy in Birmingham
If you are someone who admits to being a dedicated do-it-yourself sort of person, you have to change your mindset if you are about to file for bankruptcy. You may have seen the do-it-yourself or for dumbbells guides to bankruptcy, and you may even believe you can...
Filing for Bankruptcy: How Do You Know When It’s Time?
Are you living paycheck to paycheck, working on saving money, but every month, something comes up to thwart your plans? Your car needs new tires or a battery. Your children need money for an extracurricular event at school. You may feel overwhelmed, like you have...
You Filed Chapter 7 Bankruptcy, Now What?
Simultaneous with filing for chapter 7 bankruptcy, your bankruptcy is assigned a bankruptcy case number. It is important that write down or remember this case number in case one of your creditors contacts you after filing. It is also important to remember the date you...
Understanding Chapter 13 Repayment Plans
While many people in financial distress think of debt consolidation as the way to go, there is also the option of setting up a repayment plan under Chapter 13 bankruptcy. While it can be a good option for many, make sure you understand how it works before proceeding....
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Brock & Stout can help you with your Bankruptcy, Social Security Disability and Personal Injury needs today. Feel free to call our toll free number, contact us online or stop by one of our many office locations. We hope you will give us the opportunity and the privilege to help you and your family.